Figures last updated on

VA disability · one rating

80% VA disability rating: amounts and the band behind it

What 80% pays each family in 2026, which combined values sit behind an 80% decision, and how large the next rating must be to move up.

What 80% pays your family each month

Monthly compensation at 80%

$2,406.15

Per year, tax free$28,874
Veteran alone$2,102.15
Added for your dependents$304
Combine several ratings →

An 80% VA disability rating pays $2,102.15 a month in 2026 to a veteran with no dependents, $2,277.15 with a spouse and $2,493.15 with a spouse and two children under 18, at the rates effective December 1, 2025. Every combined value from 75 to 84 becomes 80%, so two veterans with the same decision can be ten points apart. That gap matters more and more as the rating climbs, because each new rating applies only to the efficiency that remains: at a combined 76, a further 40% is needed to reach 85 and the 90% step, while at 84 a 10% is enough. Most 80% ratings come from three or four conditions. An 80% veteran with one condition at 40% or more already meets the schedular unemployability test, and a 20-year military retiree keeps full retired pay through CRDP.

Checked by Radif Partners · Editorial policy · How we calculate

80% family by family

VA compensation at 80%, rates effective December 1, 2025.
FamilyPer monthPer year
Veteran alone$2,102.15$25,226
Married$2,277.15$27,326
Married, 1 child$2,406.15$28,874
Married, 2 children$2,493.15$29,918
Married, 1 child and 1 in college$2,687.15$32,246

Ratings that land on 80%

Combined values from 38 CFR 4.25 Table I.
RatingsCombined valueRating
70% and 30%7980%
60%, 40% and 10%7880%
50%, 40% and 20%7680%
50%, 30%, 20% and 10%7580%
70% and 20%7680%

The last line shows how fast the rating climbs from a large single condition: 70% and 20% combine to 76, which rounds up to 80%, while 70% and 10% give only 73 and stay at 70%. Climbing further from 80% is harder still. Each rating multiplies the efficiency left: a person at a combined 80 keeps 20 points of efficiency, and a new 10% rating removes only 2 of them.

What separates 80% from 90%

The 90% step adds $260.15 a month for a veteran alone and $309.15 for a married veteran with two children. Whether a pending claim can deliver it depends on the combined value, not the rating: see the second question below and the 90% page. The combined ratings table lets you test each scenario, and the VA disability calculator does it with your list of ratings and the bilateral factor.

Protection of a long-standing 80%

Ratings that have stood for a long time are harder to reduce. Under 38 CFR 3.344, a rating that has continued at the same level for five years or more can be reduced only on an examination as full as the one that set it, and only if the improvement is likely to last; under 38 CFR 3.951, a rating held for twenty years or more cannot be reduced below that level except for fraud. Those rules protect an 80% built over a career of claims, and they apply to each condition as well as to the combined total, so a veteran who files for a new condition at 80% does not expose the old ratings to a casual reduction.

Dependents at 80%

The family amounts rise with the rating. At 80%, a spouse adds $175 a month, each child under 18 beyond the first $87, a child in school $281, and a spouse who needs Aid and Attendance $161. A veteran who reached 80% through successive increases should check that every dependent appears on the latest award letter: dependents are attached to the award, and a reorganized claim sometimes drops one. The dependents guide shows how to add them.

Retirees at 80%

A longevity retiree with 20 years keeps full retired pay through CRDP and receives the 80% compensation on top. For a Chapter 61 retiree with fewer than 20 years, CRSC is the only route to keep part of both, and only for combat-related conditions.

The most common mistake at 80%

Veterans often add their newest rating to the old combined rating, for example 80% and a new 20%, and expect 100%. The combination is done on the exact values and not on the rounded rating, and a new rating applies only to the efficiency left: 80 and 20 give 84, still an 80% rating. Knowing that before filing helps decide which conditions to document best.

Questions veterans and service members ask

How much is 80% VA disability with a spouse and 2 kids?

$2,493.15 a month in 2026: the 80% basic rate for a spouse and one child, $2,406.15, plus $87 for the second child. A child aged 18 to 23 in school would be paid $281 instead of the younger-child amount. Alone, the rate is $2,102.15.

What rating do I need to go from 80% to 90%?

It depends on your exact combined value, because you need to reach 85. From 84, any 10% rating does it (86). From 80, you need 30%: a 20% gives only 84. From 75, the smallest new rating that works is 40%. Our calculator shows your combined value before rounding, so you know which case is yours.

Is 80% VA disability enough for unemployability?

On the schedule, yes, provided at least one disability is rated 40% or more, which is almost always the case at 80%. TDIU also requires that service-connected conditions prevent substantially gainful work. If granted, the payment rises to the 100% rate, $3,938.58 a month for a veteran alone in 2026.

Can VA lower my rating from 80%?

Yes, but under strict rules. VA must propose the reduction, explain it and give you 60 days to send evidence. Ratings in place for five years or more need a complete examination showing lasting improvement (38 CFR 3.344), and a rating held for twenty years cannot fall below that level. The combined rating can also drop if one condition improves, which is why the exact combined value matters at 80%.

Read next

Official sources for this page

Published by

Publisher of the VA disability, military pay, BAH and retirement calculators

Figures last updated on · Editorial policy · Contact

Estimate only: the figures on this page apply the tables and formulas published by VA, DFAS, the DTMO, the IRS and OPM to the numbers you enter. Your rating decision, your LES and your retiree account statement are what count.

VA, DFAS, DTMO, IRS and OPM figures for 2026, read on the official documents on